Whatever you do, don't listen to Mr. Mustard Seed on CNBC. He is a joke. He thinks that since people are saving more money in their savings accounts, it makes banks more solvent. He also says toxic assets are meaningless. Wow is he out of tune with reality. toxic assets are more than 10x the amount of deposits a bank has. Its not even close.
And while he thinks people saving money into bank accounts is good, the gov't is doing everything they can from keeping people from saving this money. We're all on the same page, aren't we.